Top 1 Percent of Earners by State 2018

My favorite Axiom as a real estate economist is the TINSTAANREM statement, which is am an acronym for There Is No Such Thing As A National Real Estate Market or a National Economy.  The same is true regarding income.   Median income per capita or household, for the country, by state or Metropolitan Statistical Area, varies …Read more

Macro Enabled Attachments – Are You Aware of the Danger That’s Lurking in Your Email? | Stewart Title Blog

Are you familiar with macro-enabled attachments? It’s a form of phishing and has some interesting attributes of which you should be aware of. If you ever receive an email with the introduction “Greeting, dearest customer,” you should delete the email immediately. The punctuation, poor grammar and lack of proper spacing instantly reveal it’s a crudely …Read more

Residential Lending Forecast 2019 & 2020 as of May 2019

Interest rates make up part of the throttle linkage for residential lending.  Shown in the table is the latest forecast for 30-year conventional mortgage rates as reported by Fannie Mae, Freddie Mac and the Mortgage Bankers Association.  None see residential mortgage rates exceeding 4.6 percent between now and 2021 on an annualized basis.  The 30-year …Read more