Category Archives: Agency

From Hybrid to E-closing: Moving the Title & Settlement Industry Toward a Paperless Real Estate Closing

The marketplace reality is that consumers expect a digital solution to improve their home buying experience. We must meet our customer needs and problem-solve a solution that allows real estate transactions to close electronically. A hybrid approach to e-Closing would allow the title and settlement industry to begin some form of e-Closings today while working with technology providers, Secretaries of State, county recorders and state legislatures to move the industry toward a full e-Closing in the near future.

Are You the Weakest Link?

If you’re looking for the most vulnerable points of a network, you need only look in a mirror. According to Symantec, 97 percent of cyberattacks start with social engineering. That means cybercriminals are getting access to systems by deceiving individual users – you and your employees. It shouldn’t be a surprise that the real estate …Read more

Stewart’s Dawn Lewallen speaks on a panel discussion at the Oklahoma Mortgage Bankers Association Annual Conference

Stewart’s Compliance Counsel Dawn Lewallen spoke on a panel discussion entitled “Bringing the new Closing Disclosure to the closing table” at the Oklahoma Mortgage Bankers Association Annual Conference in Tulsa, Oklahoma. The panel of experts discussed the new Consumer Financial Protection Bureau (CFPB) TILA-RESPA Integrated Disclosure (TRID) regulations that will impact quoting title insurance and …Read more

CFPB Fact

The integrated mortgage disclosure rule from the CFPB affects much more than loan forms and consumer qualifications. Every third-party service provider a lender deals with must be able to comply with regulations – and if they can’t, the lender is held responsible for mistakes. To reduce that risk before the CFPB rule goes into effect …Read more

CFPB Fact

The Consumer Financial Protection Bureau (CFPB) was created to watch over the interests of American consumers in financial products and services of all kinds. On August 1, 2015, the bureau’s rule governing integrated disclosure forms for mortgage lending will go into effect – bringing a significant change to industry practices and standards. Are you prepared? …Read more