Category Archives: Residential

Pick a Number, Round 2 –January 2020 Existing Home Sales

Existing home sales in January 2020 were either lackluster or robust depending on which statistic or metric is viewed, based on the National Association of Realtors® (NAR) latest press release.   NAR sales focus is on a seasonally adjusted annualized rate (SAAR).  The following describes four individual conclusions regarding existing home sales in January 2020 using …Read more

Who Are You Really Replying To? | Stewart Title Blog

Today’s phish-of-the-week is nothing special, but there are two lessons to learn. At first glance, it’s a very plain and straightforward phishing email (Figure 1) attempting to steal user credentials by portraying itself as a closing document. Nothing out of the ordinary, yet it came with a lot of other emails and with perfect timing …Read more

Another Top-10 List — Highest Gaining (and Losing) Median Home Price Metropolitan Statistical Areas Q3 2019

While the U.S. has seen all-time record-high employment, the lowest unemployment rate in 50 years, and rising wages, home sales stuttered in 2018 and the first half of 2019 due to affordability.  Home price  increases in the past decade have out-sprinted income gains, negatively impacting affordability. Prices changes are not uniform nor consistent across the …Read more

Forecasting is Difficult, Especially the Future: — Housing Sales, Interest Rates, Home Prices and Lending 2020-2021

Forecasting is difficult, especially the future, is a small bit of economist humor that embodies more truth than may be appreciated.   While ongoing trends are easy to forecast by just continuing the line or general direction of sales-interest rates-prices-jobs or any other economic factor, the difficulty arises in anticipating or predicting the events(s) that alter …Read more

Phishing Emails Are Getting More Creative | Stewart Title Blog

Cybercriminals follow our every move. With every countermeasure we put in place, they create a workaround shortly thereafter. This week I picked an interesting email to demo. At first glance, nothing is out of the ordinary in this email. It meets all the qualifications of a typical spam or phishing email: unrecognized sender, no recipient …Read more

U.S. Homeownership Rate by State

Not only is homeownership the key component of the American Dream, the home is the largest store of wealth for the majority of American families.  Good news is that homeownership is increasing in the U.S. once again.  After the U.S. homeownership rate peaked at 69.2 percent in 2004 (driven by the unthrottled availability of subprime …Read more