Student debt has both a yin and yang – good and bad side – depending on how much debt there is versus how much the respective earning capacity has been enhanced by the education the debt facilitated. Should a person borrow money today (college loans, for example) to earn more in the future? Correspondingly, how …Read more
A “cryptocurrency” is a medium of exchange which exists solely online, in the digital world. In other words, it’s a digital currency; it does not have a physical, tangible existence.
Where we live impacts our lives daily – some places are better than others and some are worse. Key factors of where is best to live are not convenient metrics that a methodology contains, but what people truly value. What do people look for and where are the cities, towns and villages that deliver these …Read more
When it comes to cybersecurity, technology and protection are necessary, but we must shift our focus to what matters most: The weakest link.
Owning a home is not for everyone. Homeownership requires down payments, maintenance, property taxes and insurance in comparison to just a single monthly check for rent. Given the transaction costs involved, I’ve often stated that a person really needs to remain in that property for at least three years to consider buying, and if less …Read more
You might not realize it yet, but it is becoming more difficult to obtain accurate payoff letters when homes are sold.
The U.S. created 228,000 net new jobs (preliminary) in November 2017 as reported by the U.S. Bureau of Labor Statistics, 9 percent more than the 200,000 consensus among economists according to MarketWatch. The net gain in jobs totaled 2.071 million in the prior 12-months. Total net job gains in the prior 12-months still significantly trails …Read more
This may be the most timely read this quarter regarding Commercial Real Estate — Dr. Glenn Mueller’s Real Estate Cycles Q3 2017 report from Black Creek Group – Black Creek Research. The report contains a critical mass of valuable data spanning major commercial real estate markets across the country. Dr. Mueller’s analysis of commercial real …Read more
The days of approaching new technology integrations by throwing requirements over the fence to the IT department are long gone. Collaboration is the new standard.
As winter sets in many Americans are scheduling their annual ski trips and holidays, many to their own second home or condominium. Depending on the location, skiing costs and the home prices located nearby range from relatively affordable to outrageously expensive. To identify the most and least housing in ski towns across the country, Realtor.com …Read more