Category Archives: Underwriting

From Hybrid to E-closing: Moving the Title & Settlement Industry Toward a Paperless Real Estate Closing

The marketplace reality is that consumers expect a digital solution to improve their home buying experience. We must meet our customer needs and problem-solve a solution that allows real estate transactions to close electronically. A hybrid approach to e-Closing would allow the title and settlement industry to begin some form of e-Closings today while working with technology providers, Secretaries of State, county recorders and state legislatures to move the industry toward a full e-Closing in the near future.

What Does Title Insurance Underwriting Have to do with Starbucks?

Underwriting is a word commonly used in the title insurance business. But how many of us really understand the role of a title insurance underwriter? The word means to “write at the foot of or subscribe,” with subscribe coming from the Latin word to write-under. The term is believed to have been coined in the …Read more

Title Insurance Protects People from the Past

Recently, I had the fortunate experience of being interviewed by the Albuquerque Journal for a story on the value of title insurance. Along with Division President Jennifer Greenwood, we had the opportunity to make a complex process easier to understand and explain the importance of title insurance. As I noted in the story, most insurance …Read more

How Much Will New Scrivener’s Affidavit Really Help?

It is often said that laws are like sausage – it’s better not to see them being made.  This quote, attributed to Otto Von Bismarck, could well apply to the recently enacted New Mexico Scrivener’s Affidavit law (Senate Bill 146) and signed into law by Governor Susana Martinez.  The law went into effect July 1, …Read more

Make Your Personal Brand Work for You

Most everyone knows me as the “Bow Tie Guy.”  Having it on my business cards and my email signature (and even on my license plate!) helps, but that’s not why people have come to recognize me as the Bow Tie Guy and what it really stands for. I’ve worn bow ties for most of my …Read more

Sharing My Real Estate Views in a Serious Way – with a Lighter Touch

I am the New Mexico and Oklahoma Underwriting Counsel for Stewart Title Guaranty Company. Like most of you, I’ve had many experiences that have taught me much and shaped my views and perspectives on real estate – from both legal and transactional points of view.  I’d like to start sharing those with you. I’ve been …Read more