Tag Archives: CFPB


The Consumer Financial Protection Bureau (CFPB) was created to watch over the interests of American consumers in financial products and services of all kinds. On August 1, 2015, the bureau’s rule governing integrated disclosure forms for mortgage lending will go into effect – bringing a significant change to industry practices and standards. Are you prepared? …Read more

CFPB for Consumers

The Consumer Financial Protection Bureau (CFPB) has a stated mission to “make markets for consumer financial products and services work for Americans.” On the mortgage side, this includes helping consumers better understand their options as they search for real estate loans. With this mission in mind, it’s important for lenders and real estate professionals to …Read more

CFPB Update

With the Consumer Financial Protection Bureau (CFPB) putting its final touches on new regulations  in the coming months, and the American Land Title Association (ALTA) releasing its Title Insurance & Settlement Company Best Practices, real estate industry thoughts are turning to compliance even more than before. Service providers have a responsibility to understand and comply …Read more

A Breakdown of the New CFPB Rules

The new regulations from the Consumer Financial Protection Bureau (CFPB) are geared toward providing the customer with a more transparent transaction. To help achieve this transparency, the agency has proposed seven changes to the real estate process. The changes touch almost every aspect of the real estate transaction, including the process, the length of time …Read more

A CFPB Overview

Many things changed in the U.S. economy after the market crash a few years ago. One was the establishment of the Consumer Financial Protection Bureau (CFPB). Created as part of the Dodd-Frank Wall Street Reform & Consumer Protection Act, the new government agency’s stated goal is to focus on fairness and transparency in many types …Read more

ALTA Best Practices Framework – Now Finalized

On July 19, one of the greatest advances in guidance for title industry best practices came about when the American Land Title Association (ALTA) published version 2.0 of the ALTA Best Practices Framework. ALTA has diligently labored on this large project for the benefit of its members since last summer, and previously published in early …Read more

CFPB Update, 1-8-13

November 6, 2012 was the deadline for comments to the Consumer Financial Protection Bureau (CFPB) on its proposed rule to integrate mortgage disclosures required by Truth in Lending (TILA) and the Real Estate Settlement and Procedures Act (RESPA). Comments posted by individual consumers, lenders and title companies of all sizes, and trade organizations are available …Read more

Qualified, Quality Conundrum

If there is one thing that mortgage bankers have learned to accept is the reality of the new world order, that quality and compliance will become the forefront of all origination for the foreseeable future. Anyone who has been involved in the closing of a real estate transaction in the last three years has already …Read more

Customer Service from Stewart’s Perspective

Because customer service relies so heavily on responding to a customer’s unique needs, Stewart focuses a great deal of time on truly getting to know our customers. In addition to regular interaction, we’ve found that surveys are a great tool for generating customer insight. But frequency of surveying is important. Customers may get annoyed if …Read more