Working through its technology committee, the American Land Title Association® (ALTA®) is common ground for title agencies and underwriters, like Stewart, to work with their peers and tech partners to solve industry compliance challenges and to grow our ability to meet the needs of our customers. Currently the ALTA Tech Committee is completing models for industry use that include title agency validation for lenders and electronic payments by agencies to the underwriter. These models incorporate industry standards for data interchange so that, for example, agency systems can talk to underwriter systems in a common way, saving expenses for system development for both agencies, and underwriters. This work also opens the door for an improved, simple standard process for payments that brings efficiencies for the agency and the underwriter. An iGuide on the value of the model and how to use it is part of the committee deliverables.