Incomes and poverty rates vary across the U.S., with some states better off while others struggle. Once again the TINSTAANREM Axiom is invoked — There Is No Such Thing As A National Real Estate Market or economy. Nor is the typical household income similar across states. To present and discuss the disparity of incomes in …Read more
Today I want to talk about five types of text-only emails. The majority of this form of phishing typically comes disguised as a link, attachment, or both. Text-only emails are frequently overlooked but can be just as dangerous as other phishing methods. The first text-only email is the decades-old “Nigerian prince” (1) scam most of …Read more
Our most favorite time of the year is coming, and many are watching and waiting for deep online discounts. It’s not only you. Experts predict that more than 80% of holiday shopping will be shifted online this year. Cybercriminals can’t be happier – more online shopping means more potential victims for them. Follow these simple …Read more
In the past, I’ve revealed that one evasion technique cybercriminals use to avoid being blocked by email security technologies, is using legitimate (Microsoft) websites. This week Threatpost.com shared this new interesting twist: attackers are using YouTube and redirect features to get you to click on malicious links. Redirector URLs are commonly used by legitimate organizations …Read more
After disaster strikes, many turn to their insurance policies to start the road back to recovery. Refer to these steps when preparing to file a claim with your insurance companies.
Not all education is equal in extrinsic value (economic compensation) or intrinsic value (value to the person). Graduates with a degree in Social Welfare do not typically make much money at all, but many of these people feel extremely rewarded by what they accomplish.
Although this blog is avowedly apolitical, with the results of the recent election, it seems likely that one of the most significant tax benefits for real estate investors will remain intact – the 1031 exchange. A properly structured 1031 exchange allows a seller of real estate to defer taxes on capital gains on the sale …Read more
In my last blog post, I explained the job of underwriting attorneys and our role in evaluating title insurance risk and working with agents and customers to help them get the deal done, while taking risk into account. Specifically, how do we evaluate whether a title insurance risk is acceptable? The primary way is by …Read more
Recently, I had the fortunate experience of being interviewed by the Albuquerque Journal for a story on the value of title insurance. Along with Division President Jennifer Greenwood, we had the opportunity to make a complex process easier to understand and explain the importance of title insurance. As I noted in the story, most insurance …Read more
Home insurance provides coverage in the event your home or belongings suffer damage or complete loss. When you make a claim, the coverage provided is based on the event that caused the damage, also known as a “peril.” A common peril homeowners want on their policy is water damage. There are four separate types of …Read more